Pradhan Mantri Awas Yojana List 2020
Pradhan Mantri Awas Yojana List 2020: Pradhan Mantri Awas Yojana is an activity by the Government of India to give each resident a house. Dispatched in the year 2015, the activity was separated into two segments, that of metropolitan and country. Pradhanmantri Awas Yojna Is one of the Prestigious Government Housing Scheme In India So we today bring Pradhan Mantri Awas Yojana List 2020.
Pradhan Mantri Awas Yojana List 2020: The Pradhan Mantri Awas Yojana (PMAY) Credit Linked Subsidy Scheme (CLSS) – ‘Housing for All’ is a home loan scheme launched by our honourable Prime Minister Shri Narendra Modi in the year 2015. … They are provided interest subsidy on purchase/ construction/ extension/ improvement of their house.
Pradhan Mantri Awas Yojana List 2020: Pradhan Mantri Awas Yojana (PMAY) is really good scheme on the government part. Narendra Modi Government aimed at providing housing for all by the year 2022. The scheme is being implemented across the nation with the help of state governments and housing development authorities.
Pradhan Mantri Awas Yojana List 2020: Credit Linked Subsidy Scheme endeavors at expanding the credit stream to meet the lodging needs of the meager metropolitan populace in our nation. The plan is executed by two focal nodal offices in India, Housing Urban Development Corporation and National Housing Bank. Further, it likewise centers around the interest parts of the moderate lodging account portion. Credit Linked Subsidy Scheme (CLSS) is a segment of PMAY under which, more vulnerable segments of society as well as center pay gathering can benefit of home advances at decreased EMIs from banks and monetary foundations.
How to Check PMAY Eligibility Criteria?
Applicants will be eligible under this mission if they meet the following criteria:
The applicant or any other family member must not own a pucca house in any part of the country.
Any household with an annual income up to ₹ 18 lakh can apply for this scheme. The annual income of a spouse could also be included while applying.
The beneficiary cannot avail PMAY benefits on the already built house.
The beneficiary family should not have availed any central assistance under any housing scheme from the Government of India/ State Government.
As per Census 2011, all statutory towns and towns notified subsequently would be eligible for coverage under the mission.
For senior citizens and differently-abled, ground floor housing is given preference.
If the applicant is married, both together in joint ownership or either of the spouses can get a single subsidy.
The construction/extension for which the loan is availed must be completed within 36 months from the date of the disbursement of the 1st installment of the loan amount.
What is The Pradhan Mantri Awas Yojana Subsidy Criteria?
The eligibility criteria of each group are set up by the PMAY committee below:
Economically Weaker Section (EWS) : Applicants whose annual house income is upto ₹ 3 lakh comes under the EWS category. However, applicants need to provide relevant proof to the government to claim the benefits.
Light Income Group (LIG) : Applicants that have an annual household income ranging between ₹ 3 lakh to 6 lakh fall under this category. Applicants are required to provide sufficient proof to claim the benefits.
Medium Income Group (MIG1) : Applicants who earn an annual income below ₹ 12 lakh fall under the MIG1 category. Applicants can avail loans of up to ₹ 9 lakh for the construction of a residence.
Medium Income Group (MIG2) : If the annual income is between ₹ 12 to ₹ 18 lakh, applicants will fall under the MIG2 category. These people can avail loans of up to ₹ 12 lakh. Apart from this, an applicant is required to meet a basic requirement. For instance, if the beneficiary is a family, it must comprise of a husband, wife, and unmarried children. Also, no family members should have a house in their name.
How To Check PMAY Subsidy Status?
Individuals need to follow these steps to track PMAY status:
Visit the official PMAY website https://pmaymis.gov.in/Track_Application_Status.aspx
Individuals can track the application status in two ways, either by entering his name, father’s name and mobile number or he can simply enter the Assessment ID.
How To Track PMAY Application Status by Name, Father’s Name & Mobile Number
If individuals select the first option, then they are required to enter the details like state Name, district name, his name, father’s name and mobile number.
After submitting the information successfully, the status of PMAY application will be conveyed.
How is PMAY subsidy credited?
After you submit the application, the bank will claim the subsidy benefits from the National Housing Bank, provided you are eligible for PM Awas Yojana Scheme. Once confirmed, the subsidy amount will be given to the applicant’s bank. And then, the money will be transferred to the loan account.
How To Apply Pradhan Mantri Awas yojana (PMAY)?
The applicants first need to visit the official website created by Ministry of Housing and Urban Poverty Alleviation at PMAY-HFA(Urban).
The applicants then need to click on the “Citizen Application” Link, from the main menu in the website and then select the appropriate link for online application.
In the third step, an application form like below will open and the applicant would be required to fill all the mandatory fields. The details include the details of head of family, current residential address and contact details, permanent address, details of the saving bank account, employment & income details and more.
After filling up all the details, the applicants can click the “Save” button at the end of application form. Even the applicants can also check the status of their online application by clicking the link below and entering their AADHAR number and application number.
Firstly go to the Prime Minister’s Awas Yojana Rural Website https://pmaymis.gov.in/ As you click on this website, a new page will open. Going to this page you have to search by typing your name. Then a list will open which will list all the people’s names.
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