Pradhan Mantri Aawas Yojna 2022
Monday, 22 August 2022
PM Aavas Yojana 2022
PMAY:- Pradhan Mantri Grameen Awas Yojana 2022 Pradhan Mantri Awas Yojana Grameen (PMAY-G) or Pradhan Mantri Grameen Awas Yojana (PMGAY) is a communal welfare program launched by the Government of India with the objective of providing affordable housing to the people. Living in rural areas of the country. The program is in line with the government’s initiative to provide ‘Housing for All’ by the year 2022.
Pradhan Mantri Gramin Awas Yojana :-
The total cost incurred under this scheme is Rs 130075 crore under PMAY rural which is shared 60:40 between central government while state government and 90:10 for hilly areas. Ke Jani Hai|Gramin Awas Yojana 2022 under which construction of assured houses in rural areas will be completed by the year 2022
Information about Pradhan Mantri Awas Yojana 2022 eligibility conditions
PM Awas Yojana 2022 then check the eligibility conditions given below:
In this scheme the applicant must be a permanent resident of India, only That can apply for this scheme.
Applicant should be above 18 years of age.
The applicant should not have any ready house/building under Pradhan Mantri Awas Yojana.
No member of the applicant’s family should also own the property.
Applicant is not availing any government scheme.
The family should not have a paved house
The applicant and his family must fulfill the income criteria mandated by the scheme and belong to the EWS (Economically Weaker Section), LIG (Lower Income Group) or BPL (Below Poverty Line) category.
Applicant’s family income should be between Rs.3 lakh to Rs.6 lakh.
Any loan amount above 6 lakhs, the interest rate on the excess amount will be as per the market rate.
Under PMAY Gramin, the money is transferred to the bank account of the beneficiary to ensure the house of the poor. In this scheme the government subsidizes the interest of the home loan to the extent of 02.67 lakh rupees for buying a house. In this scheme, the central government provides low-cost loans to eligible families living below the poverty line. Three lakh rupees can come in this scheme of gene families.
Documents required for Pradhan Mantri Awas Yojana :–
Applicant’s Aadhaar Card,
pan card,
bank account passbook,
Ration card,
Current Mobile Number,
Applicant’s residence certificate,
Income certificate,
Caste certificate,
Voter card,
Current mobile number and
Passport size photo etc.
Address proof
A letter issued by a recognized public authority confirming the identity and residence of the applicant
Rental agreement
Life Insurance Policy
Residential address certificate
Voter Identity Card
Aadhar card
Passport
Proof of Income
Last six months bank statement
ITR Receipts
Salary slip for last two months
Proof of purchase of property (if applicable):
Sale deed
Sale/Purchase Agreement
Important Link:
Any loan amount above 6 lakhs, the interest rate on the excess amount will be as per the market rate.
Under PMAY Gramin, the money is transferred to the bank account of the beneficiary to ensure the house of the poor.